Snow Bird Banking

This message is from Waine McQuinn

We have had a condo in Florida for a number of years. Nevertheless, we were unable to get a US$ credit card. We also have had to pay $20 each time we transferred money to our Florida account by wire.

On the basis of a friend’s recommendation, we recently switched our US Banking from Bank of America to RBC Centura. In 2001 the Royal Bank of Canada purchased the Centura Bank in the Southeast USA and RBC Centura (currently being renamed RBC) has over 400 branches in NC, SC, GA, and Florida.

There were three immediate benefits for us:

1. RBC Centura, unlike other American banks, can access our Canadian credit experience and based upon that information was able to issue us a VISA credit card using our new account and Florida address;

2. RBC Centura can link our US and Canadian RBC accounts so that with on-line banking, we can see our US and Canadian accounts together and transfer funds between these accounts at NO COST.

3. We received a $25 Gift Certificate to a local restaurant of our choosing for opening our RBC Centura account.

I am bringing this opportunity to your attention since we have personally enjoyed the banking benefits of using RBC in the USA. We didn’t even have RBC accounts in Canada when we opened our account in Florida. We have since opened a Cdn$ and US$ account here because of the
benefits of transferring funds at NO COST.

To see if RBC US banking benefits are appropriate for your personal situation, I invite you to check out the website www.rbcbankusa.com. Should you proceed to open a RBC account in the USA, simply print out and complete the attached form and submit it to your RBC Account Representative for your free $25 Gift Certificate. Don’t worry about the restaurant names on the certificate, we were able to choose our own restaurant.

By the way, if this opportunity is not relevant to your own situation, feel free to pass it on to any of your friends or relatives who might be able to take advantage of it.

Happy Banking

Waine